ABSTRACT The banking sector is one of the crucial sectors, and the smooth working of this sector is imperative for a well-functioning economy. However, there are certain […]
Contemporary Issues and challenges in Indian Banking Sector
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Regulatory Reform in India: The Banking Laws (Amendment) Bill, 2024
Introduction India’s banking sector is regulated by regulatory legislation for financial stability, transparency, and accountability. The recent bill that proposes to amend the Reserve Bank of India […]
As Is Where Is Clause and Requirements to Be Fulfilled By Banks during Auction of Secured Property
What is an ‘as is where is clause’? In any contract the clause ‘as is where is’ implies that whatever is transferred by the way of that […]
Sebi’s Shift towards the T+0 Settlement System
Introduction Recently on 28th March 2024, India’s stock market-initiated T+0 settlement system which is world’s fastest stock settlement system. The same day transaction settlement i.e. T+0 is […]
Breaking Ground: Analysing MCA’s Draft Digital Competition Law Unleashed
Introduction The Ministry of Corporate Affairs ,on 12th March 2024 ,released a draft bill on digital competition law, submitted by the committee on competition law. This committee […]
Unpacking The Rbi’s Disallowance Of Credit Loading By Bnpl Companies: Impact, Operations, And Regulatory Concerns
INTRODUCTION A buy now, pay later plan (BNPL) is a loan offered to a customer at the point of sale so they can purchase items on credit […]
The Fintech Revolution And The Its Adoption By Financial Regulatories
Introduction The Global Financial Crisis of 2008 marks the genesis of the Fintech Revolution wherein the Banking and Finance sectors witnessed a colossal upsurge in Financial Technology […]
Unfair Method In Digital Lending And Rbi’s New Norms On It
Introduction The Reserve Bank of India (“RBI”) has recently came up with a framework agreement to regulate digital lending in India.[i] The primary objective behind such a […]
The Conundrum Regarding Security Cheques: Culpability And Consequences As Per Ni Act
Introduction A division bench of the Apex court in a recent case observed that, “Cheque issued as security for financial deal cannot be considered as worthless piece […]